What We Do

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. Mutual funds are often classified by their principal investments: money market funds, bond funds, equity funds or hybrid funds.

Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The advantages of mutual funds include economies of scale, diversification, liquidity, and professional management.Mutual funds are regulated by governmental bodies and are required to publish information including performance, comparison of performance to benchmarks, fees charged, and securities held. A single mutual fund may have several share classes by which larger investors pay lower fees.

Mutual Funds score over other asset classes given the advantages of convenience & cost-effectiveness which at the same time strives to attain the objectives of capital appreciation/protection& income generation

BENEFITS OF MUTUAL FUNDS

Investor Safety:
Registration of Mutual Funds with SEBI is mandatory. With investor interest at the helm, SEBI has laid down strict regulations to safeguard investors against possible frauds and every company issuing or dealing in Mutual Funds must abide by them. The distributor who is in the distribution profession also needs to clear a AMFI examination and obtain a Amfi Registration number [ARN]. He also needs to under go for renewal process for this ARN every 3 years by attaining a detailed training and examination followed by the same.

Professional Financial Experts:
Every Mutual Fund scheme has a well-defined objective. Behind every scheme, there is a dedicated team of stockanalysis itworking in tandem with specialized investment research team. These experts diligently and judiciously study many companies, their products and performance, and after thorough analysis, they decide on the best investment option most suited to achieve the scheme's objective as well as investor's financial goals.

Diversifying Risk:
Mutual Funds diversify the risks of investment by investing in various stocks across different industries or sectors. Market volatility do notaffect all sectors at once, and hence, the investor is saved from incurring heavy losses. The fund manager can realign the exposures to various sectors and stocks as per analysis.

Minimizing Costs:
Compared to direct investment in the share market, making investments through Mutual Funds is a less expensive and SEBI controlled affair that helps minimize an investor's overall cost of investment. Through Mutual Funds, the economy of scale works in the investor's favor.

Benefit of Liquidity:
Investors can encash his investments in open ended Mutual Funds, partially or wholly, at prevailing net asset value, at any point of time. In certain schemes like Tax Saving ELSS, where lock in period is mentioned, investor cannot redeem his investment during the lock in period.

Transparency:
Mutual Funds are the most transparent form of investment. Investors will receive detailed information and timely updates about the nature of investments made, fund manager's investment strategy behind the investments, the exact amount invested in each type of security, the cost towards the fund management, etc.

Convenience:
Mutual Funds facilitate easy and disciplined investment as well as ensure easy withdrawal of funds as per investor's convenience.